Publish Date

On November 22, 2022, the White House announced another extension to federal student loan repayments.  Payments for borrowers that are not in a qualified deferment or forbearance status will now resume 60 days after the Department of Education is permitted to implement the debt relief program or litigation regarding the court cases is resolved by the Supreme Court.  If there has been no resolution to the litigation of court cases or the debt relief program has not been implemented by June 30, 2023, payments will resume 60 days after that.   Please visit to continue to get further updates regarding announcements for repayments and the debt relief program, and keep an eye out for future updates from the Office of Financial Aid here at UIS.

Students enrolled in college coursework at least half-time status are considered to be in-school status, and will not enter repayment status. Typically, when students graduate, withdraw from college, or drop below half-time enrollment, they will enter the 6-month grace period leading up to beginning repayment.

Preparing for Repayment to Resume

Here are four steps to make sure you’re prepared for student loan payments to resume:

  1. Update your contact information in your profile on your loan servicer’s website and in your profile.
  2. Review your auto-debit enrollment or sign up for the first time. To do so, log in to your loan servicer’s website or contact your loan servicer directly.
  3. Check out Loan Simulator to find a repayment plan that meets your needs and goals or to decide whether to consolidate.
  4. Consider applying for an income-driven repayment (IDR) plan. An IDR plan can make your payments more affordable, depending on your income and family size.